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The XRP price could rise 50X to $100 in the next five years, according to South Korean YoungHoon Kim, who claims the title of “world’s smartest person.”
Kim, who the Giga Society says has an IQ of 276, higher even than Albert Einstein’s estimated 160, made the comment in a Dec. 14 post on X.
Based on my personal view, #XRP could potentially reach $100 over the next 5 years. (NFA/DYOR)
— YoungHoon Kim, IQ 276 (@yhbryankimiq) December 14, 2025
His prediction follows a Dec. 12 post, when he said that he will be buying XRP. He followed his latest post with another that said, ”If you have a higher IQ, then you may be more likely to hold #XRP. (NFA / DYOR).”
The validity of such high IQs are disputed by some experts and Vice.com has questioned Kim’s IQ claim.
This is not Kim’s first prediction for the crypto market. Earlier this month he said that “Bitcoin looks ready to break every prediction ever written,” and that “the real bull run begins when people think it’s already over.” He has also called Bitcoin “the money of God.”
XRP Would Be Worth More Than Entire Crypto Market At $100
The XRP price dropped a fraction of a percent in the past 24 hours to trade at $1.99 as of 7:45 a.m. EST, according to CoinGecko, taking its loss for the past month to more than 12%.
XRP price (Source: CoinGecko)
The Ripple token has a market capitalization of $120.197 billion right now and a circulating supply of over 99.9 billion tokens.
If the $100 prediction by Kim plays out by the end of the decade, it would mark a 50X gain from the crypto’s current price. That would see the token’s market cap soar to more than $6 trillion, almost double the entire industry’s current market cap of $3.06 trillion.
In comments under Kim’s X post, several people said that his prediction is unrealistic, while supporters said that the $100 target does not factor in any changes in the market that could lead to increased demand for XRP.
Those supporters added that Ripple’s move to become a charter bank could be a major catalyst for the XRP price.
Several Fundamental Catalysts Align For XRP
Kim’s prediction comes after a series of developments for XRP and Ripple.
Ripple has made multiple acquisitions and moves this year that are all part of a broader effort to expand the presence of its payment infrastructure in the traditional financial system.
Additionally, spot XRP ETFs (exchange-traded funds) launched in the US earlier this year have already accumulated over $1 billion in assets. According to data from SoSoValue, Canary’s XRPC leads with $342.01 million in net assets.
The Ripple ecosystem also received a boost after it was announced that “wrapped XRP” will soon be launched on the Solana blockchain, increasing the token’s exposure.
XRP Chart Shows Indecisiveness
Before XRP can go on to soar to Kim’s predicted $100 target, it will need to overcome a long-term descending trending line that has pushed the altcoin’s price down in recent weeks.
Daily chart for XRP/USDT (Source: TradingView)
XRP is now approaching the support level at $1.9060. If this level is breached and buyers don’t step in, the crypto could end up tumbling to as low as $1.5770 in the short term.
However, a rebound from the current level could result in XRP breaking above the descending trend line. Buyers might subsequently try to push the crypto to above the $2.2440 resistance level, before a potential climb to as high as $2.6950 if the pressure from bulls persists.
Looking at technical indicators, both the Moving Average Convergence Divergence (MACD) and the Relative Strength Index (RSI) on the daily chart suggest the XRP price could go either way. The crypto’s direction in the next couple of days will depend heavily on whether buyers or sellers step in to take control.
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